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Is It Wise to Get a Loan Against Your 401(k)?

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Things seem to be getting more expensive each day. The cost of living is going through the roof. The prices for food, lumber and other items seem to become more…

How to Get Approval for a Mortgage With a Lower Income

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There are a lot of government programs or incentives to help that first-time homebuyer. Names such as USDA Single-Family Housing Program and mortgage credit certificates may sound daunting at first,…

Pros and Cons of an HOA | What to Know

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A Homeowner’s Association or HOA is a corporation that oversees and governs an area of land or a community. Homeowners within the HOA are expected by contract to abide by…

How to Get a Small Business Loan

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So, you’ve found yourself in a position where you are considering whether or not your business plan could benefit from a small business loan. At first, acquiring a small loan…

Can I Use a Personal Loan to Upgrade My Car?

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If your car is prone to repairs, it can be a drain on your wallet. Even when you get the recommended routine maintenance and take good care of your car,…

How to Manage a Variable Interest Rate

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Personal loans for education, autos, and homes mean wading through a sea of financial jargon. The verbiage tends to be mind-numbing and difficult to comprehend. This is ever-so poignant when…

How Do PPP Loans Work?

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You may have heard of the PPP loan program throughout the COVID-19 Pandemic. These loans were offered by the government to attempt to keep small businesses afloat. Let’s take some…

A Review of Acorns | Will It Make You Money?

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Acorns is a great way to begin investing money for those who are not trained investors. This allows the everyday person to make money from their spare change. What Is…

The 3 Best Credit Cards for Students

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Most students need financial assistance when they go to college or university, which is why student credit cards can be very helpful. There are many reasons why a student should…