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Posts published in “Financing”

How to Get Approval for a Mortgage With a Lower Income


There are a lot of government programs or incentives to help that first-time homebuyer. Names such as USDA Single-Family Housing Program and mortgage credit certificates may sound daunting at first,…

Can I Use a Personal Loan to Upgrade My Car?


If your car is prone to repairs, it can be a drain on your wallet. Even when you get the recommended routine maintenance and take good care of your car,…

How to Manage a Variable Interest Rate


Personal loans for education, autos, and homes mean wading through a sea of financial jargon. The verbiage tends to be mind-numbing and difficult to comprehend. This is ever-so poignant when…

How Do PPP Loans Work?


You may have heard of the PPP loan program throughout the COVID-19 Pandemic. These loans were offered by the government to attempt to keep small businesses afloat. Let’s take some…

Is Refinancing Your Mortgage a Smart Choice?


Finance forecasts are reporting a possible increase in the national interest rate. This is due to the expected economic recovery and the distribution of COVID-19 vaccines. But it is still…

Should You Refinance Your Mortgage in 2021?


There is plenty of uncertainty in the world today, but one thing you as a homeowner can be certain of is that you have to pay your mortgage every month.…