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How to Get Approval for a Mortgage With a Lower Income

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There are a lot of government programs or incentives to help that first-time homebuyer. Names such as USDA Single-Family Housing Program and mortgage credit certificates may sound daunting at first,…

Pros and Cons of an HOA | What to Know

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A Homeowner’s Association or HOA is a corporation that oversees and governs an area of land or a community. Homeowners within the HOA are expected by contract to abide by…

How to Get a Small Business Loan

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So, you’ve found yourself in a position where you are considering whether or not your business plan could benefit from a small business loan. At first, acquiring a small loan…

Can I Use a Personal Loan to Upgrade My Car?

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If your car is prone to repairs, it can be a drain on your wallet. Even when you get the recommended routine maintenance and take good care of your car,…

How to Manage a Variable Interest Rate

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Personal loans for education, autos, and homes mean wading through a sea of financial jargon. The verbiage tends to be mind-numbing and difficult to comprehend. This is ever-so poignant when…

How Do PPP Loans Work?

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You may have heard of the PPP loan program throughout the COVID-19 Pandemic. These loans were offered by the government to attempt to keep small businesses afloat. Let’s take some…

A Review of Acorns | Will It Make You Money?

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Acorns is a great way to begin investing money for those who are not trained investors. This allows the everyday person to make money from their spare change. What Is…

The 3 Best Credit Cards for Students

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Most students need financial assistance when they go to college or university, which is why student credit cards can be very helpful. There are many reasons why a student should…